Protection against life’s uncertainty with a strong estate plan

It is impossible to predict what is going to happen in the future. However, there are certain types of documents one can include in an estate plan that will provide an element of control when certain things happen, such as death or a medical emergency. While no one wants to think about the possibility of suffering from an incapacitating illness or injury, it is prudent to plan for it.

A health care proxy is an estate planning tool that allows a Louisiana adult to name someone to make important medical decisions in case he or she cannot express wishes. This should be a trusted individual who will adhere as closely as possible to what the incapacitated individual would want. It is important to discuss thoughts and details with this individual to ensure he or she understands what’s wanted and what types of treatment should be avoided.

There are other documents that allow an adult to express medical preferences, such as a Five Wishes document. Every estate plan is different, and each individual will want to make sure the right documents are in place for his or her specific wishes and preferences. A HIPPA waiver could also be important as it allows a designated individual to get medical information from a care provider without violating privacy laws.

There is no one-size-fits-all estate plan. Anyone who is considering crafting a plan will find it helpful to work with an experienced attorney. Knowledgeable guidance is important when creating a strategy that will provide protection and peace of mind for years to come.